While dog insurance isn’t a legal requirement like house and car insurance, it covers expensive and unexpected vet bills. Vet fees can rack up if your dog falls ill, has an accident, or requires ongoing treatment – particularly when they’re older. Taking out dog insurance is a practical safety net to protect yourself financially while being able to afford the care your dog deserves. Here, you can also find out how much does dog health insurance cost.
What does dog health insurance cover?
Like all types of insurance, each policy can vary. This is why it is important that you get the right cover for your pet.
The cheapest, most basic dog insurance cover is accident-only, costing a few pounds a month. This will cover your vet bills in the event of an accident, but accident only. Illness isn’t covered under this policy.
Time-limited dog insurance is the next policy up and is relatively basic in what it covers. Time-limited insurance will pay out if your dog needs short-term medical care or treatments. However, if the illness becomes reoccurring, this type of insurance won’t pay out and you may be left with costly bills.
Per-condition dog insurance provides a set amount of money towards treatment(s) for each illness in the year of that policy. Once the set amount has been paid out, no more cover will be provided for that illness. There is an option to have a time limit on this type of policy.
Lifetime dog insurance is the most expensive type as it offers the most comprehensive cover. Insurance will be paid out up until a certain pre-determined limit each year.
If you’re wondering “how much does dog health insurance cost?”, it is hard to give a specific number as this can depend on many different factors, including the breed and age of your dog, existing health conditions, where you live, and the insurance company you choose. Looking online and comparing prices with the policy you want is the best way to get an accurate idea of how much you’ll be spending.
If you’re looking for pet insurance, Pet Protect offer a range of flexible and affordable cover.
Written by: Visitor
